Authors: Aditi Khanna and Mukul Khanna
First Author Affiliation: Manav Rachna University, Faridabad; Second Author Affiliation: MVN University, Palwal.
Abstract: Dramatically increasing health insurance coverage in India is an imperative economic and social goal. Achieving this objective requires the country to establish stable methods for expanding access, catering to the substantial emerging middle class within an individual market framework, as well as addressing the needs of the economically disadvantaged citizens at the base of the pyramid. This necessitates the adoption of health insurance plans that extend beyond the current narrow emphasis on hospitalisation benefits. While international experiences offer valuable lessons, India must craft a distinctive approach tailored to its vast size and stage of development.Climate change poses a significant threat to our planet, impacting ecosystems, weather patterns, and, importantly, human health. The interconnectedness of environmental factors and public well-being necessitates a comprehensive approach to mitigate the adverse effects of climate change on health. Raising consumer awareness towards health insurance emerges as a critical strategy in addressing and reducing the health damage inflicted by the changing climate. This paper explores the role of heightened awareness in promoting health insurance utilisation as a shield against climate change-induced health risks.
Keywords: Climate Change, Healthcare Insurance, Consumer Awareness, Sustainable Development.